SUSETYONO, E.; PRIYARSONO, D. S.; SUKMAWATI, A.; NURHAYATI, P. A Structural Model of Risk Governance and Maturity in Ultra Microfinance SOEs. International Journal of Cyber ​​and IT Service Management (IJCITSM), [S. l.], v. 5, n. 2, p. 156−170, 2025. DOI: 10.34306/ijcitsm.v5i2.200. Disponível em: https://iiast.iaic-publisher.org/ijcitsm/index.php/IJCITSM/article/view/200. Acesso em: 15 oct. 2025.